Pedal smart. Pedal safe.
Whether you’re commuting, training, or riding for fun, Mercantile’s Bike and Biker’s Insurance protects you and your bicycle from life’s bumps along the way. From accidental damage and theft of your bicycle to personal accidents and third-party liability, we’ve got you covered on and off the road. Stay protected while you ride—with coverage that moves with you.
Coverage
Bike Insurance
- TOTAL LOSS (damaged group set and/or damaged frame)
- Deductible 70/30 co-insure with the assured.
Coverage and Benefits
Biker’s Emergency Assistance
- Accidental death & disability - 100% of principal sum insured.
- Medical reimbursement - 10% of principal sum insured.
- Unprovoked murder & assault- 50% of principal sum insured. subject to the unprovoked and assault endorsement
- Burial expense - 10% of principal sum insured.
