Top #6 Non-life Insurance Company in the Philippines
You enjoy your assets. We protect them!
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Fire and Allied Perils
Prepare for the unexpected with an insurance policy to protect you from accidents, fires, and natural disasters. -
Motor Car
Protect your car and more with Motor Car Insurance for life on the road. -
Engineering Insurance
Let us ensure your engineering insurance needs while you focus on innovation and creation. -
Miscellaneous Casualty
Protect your business comprehensively with our Miscellaneous Casualty Insurance, which covers a wide range of incidents. -
Homeowners Protection Plan
You've built your dream home, a place to make memories with family. -
Marine Cargo
Life on a ship can be unpredictable. Even if your cargo is secure, it's important to protect it from uncertainties. -
Personal Accident & Travel Insurance
Stay ready for any situation life may bring. It's always worth looking after yourself and your loved ones. -
All Kinds of Bonds
You have worked hard for the life you are living. Spending your whole life to achieve the accomplishments you once dreamed of.

Reliability Throughout the Decades
While customers can purchase insurance for their business, cars or property from several insurance companies, Mercantile is proud to be the insurer of choice of top businesses, prominent families and well-known brands. This is because since 1962, we have been standing by our promise which is to be there when the worst happens; not just to collect payments but to make our clients whole when a small accident happens or when Ondoy, Odette or the next large catastrophe hits. We stand by the insurance policies we write and that’s what makes our service not just a piece of paper, but a symbol of trust and reliability.
Justin Liu
Owner and President
Report
Paid over ₱1.2 billion in claims from Typhoon Odette in 2021

Kape’t Insurance
Know more about the company through the narrative of Sir Mel Mallillin in the pilot episode of Kape’t Insurance.
Who We Are
We guard your assets so you won’t have to.
Here at Mercantile Insurance, we know you have worked tirelessly for the future you deserve. Now, we’d like to help you keep it safe from whatever life throws at you. After everything you have worked for, it is finally time to take a step back, relax, and leave the rest to us. Your goals are our goals and nothing is more important to us than your financial stability. You did the hard work, now let us help you keep your future bright for all the years to come.
Resources
- Video
- September 29, 2022
- Video
- December 23, 2021
- Video
- November 10, 2021
Partners
Backed by the Strongest Global Reinsurance in the World









Testimonials
Mercantile Insurance has always been known as an insurance company that works to provide the best insurance products and services to its customers. With its new management in place, we can be sure that Mercantile Insurance will continue to provide its brand of high level service moving forward.

Paolo Q. Lagdameo
- BENPRES
- COO
I should say that at Mercantile we give our best to services not only our clients but the whole insuring public in its entirety. The most fulfilling fact is our close relationship to one another that comes everyday before the closing hour wherein we pray the Rosary and we also have Novena Masses every first Wednesday and first Friday of the month. And for me, I could not ask for anything more, physically, mentally and spiritually its MERCANTILE INSURANCE, simple the BEST…

Erlinda Igoy
- Mercantile Insurance Partner
Mercantile and UBX share the same mission to introduce relevant products to the Philippine market and pave the way to increase insurance penetration rate in the country. The Mercantile team has continuously showcased their underwriting expertise and capabilities with their new-to-market protection products. Insurance is a relationship business and the Mercantile team is easy to work with – they are direct, transparent and practical.

Cyrus Cruz
- UBX Singapore
- Country Head, Managing Director, Insurance and Savings
Dependable insurance companies are key to BDOI’s success.
Clients ultimately measure BDOI’s value by the consistency of service delivery and the reliability of claims payments. In order to achieve this, BDOI only partners with insurers like Mercantile who have strong financial backing, with sensible underwriting practices and with a track record of timely paying claims.
Mercantile has proven that they understand our customers’ needs and continues to help us dvevelop solutions and protect against our clients’ risks.

Rod L. Lim
- BDO Insurance Brokers, Inc.
- COO
Mercantile Insurance provided me an excellent service. I would like to thank Mr. Bong Samuya for all the help he provided me. Claims department was really fast in providing my check and I would like to thank Jonna Tan… The staff are really helpful and I do promote this insurance company to my friends and relatives. The fastest insurance ever and exceeded my expectations. Excellent job Mercantile Insurance. Keep it up!

Roan Ramirez
- Client