A Top 10 Non-life Insurance Company in the Philippines
You enjoy your assets. We protect them!
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Fire and Allied Perils
Prepare for the unexpected with an insurance policy to protect you from accidents, fires, and natural disasters. -
Motor Car
Protect your car and more with Motor Car Insurance for life on the road. -
Engineering Insurance
Let us ensure your engineering insurance needs while you focus on innovation and creation. -
Miscellaneous Casualty
Protect your business comprehensively with our Miscellaneous Casualty Insurance, which covers a wide range of incidents. -
Homeowners Protection Plan
You've built your dream home, a place to make memories with family. -
Marine Cargo
Life on a ship can be unpredictable. Even if your cargo is secure, it's important to protect it from uncertainties. -
Personal Accident & Travel Insurance
Stay ready for any situation life may bring. It's always worth looking after yourself and your loved ones. -
All Kinds of Bonds
You have worked hard for the life you are living. Spending your whole life to achieve the accomplishments you once dreamed of.

Reliability Throughout the Decades
While customers can purchase insurance for their business, cars or property from several insurance companies, Mercantile is proud to be the insurer of choice of top businesses, prominent families and well-known brands. This is because since 1962, we have been standing by our promise which is to be there when the worst happens; not just to collect payments but to make our clients whole when a small accident happens or when Ondoy, Odette or the next large catastrophe hits. We stand by the insurance policies we write and that’s what makes our service not just a piece of paper, but a symbol of trust and reliability.
Justin Liu
Owner and President
Report
Paid over ₱1.2 billion in claims from Typhoon Odette in 2021

Our Youtube videos help simplify the products of non-life insurance to suit your needs.
Who We Are
We guard your assets so you won’t have to.
Here at Mercantile Insurance, we know you have worked tirelessly for the future you deserve. Now, we’d like to help you keep it safe from whatever life throws at you. After everything you have worked for, it is finally time to take a step back, relax, and leave the rest to us. Your goals are our goals and nothing is more important to us than your financial stability. You did the hard work, now let us help you keep your future bright for all the years to come.
Resources
- Video
- 09 / 29 / 2022
- Video
- 12 / 23 / 2021
- Video
- 11 / 10 / 2021
Partners
Backed by the Strongest Global Reinsurance in the World









Testimonials
There is nothing better than someone responding quickly during the time of your need. At Mercantile Insurance, I experience this first-hand. It gives me peace of mind wherever the road takes me.

Raul Forcados
- Agent Partner
Mercantile has been our insurance partner for years. The service is excellent and they settle our client’s insurance claims professionally and swiftly. We consider them our reliable and long-term partner since we both share the same core value of tradition plus innovation, which is paramount to the future growth of the Philippine insurance industry.

Erwin Reyes
- iChoose.ph
- President
Mercantile Insurance Company Inc. (MICI) has been our only insurance provider since 2009. Why? Because we know that MICI is a company we can trust and rely on, not only when it comes to settling the claims of our clients but more so in giving our agency its proper commission with no need for follow up. Precilla Insurance Corp (PIACORP) knows that MICI will always have its back, this gives us the confidence in telling our clients that they too can sleep well at night since they are fully covered.
Cheers to a great partnership, Mercantile!

Randolph Joseph T. Precilla
- Precilla Insurance Agency Corp.
- President
The tremendous growth (now 65 partner consultants) of the Piedlar Agency Group in MICI, is greatly attributable to the unwavering and highly responsive support of the team, from the top management to down the field offices. Deserving much praise is the San Fernando branch team led by Ms. Grace Guinoo, as they handle with efficiency and care to details the various needs of our group, especially on the daily items of policy issuance, underwriting, claims processing, OR issuance and commission disbursement.
Not only are our clients very happy with the speed and quality at which claims are handled, we’ve actually had several Third Party claimants (where our assureds were at fault in the accidents) who were converted to clients, by the way their claims were satisfactorily handled by MICI. We look forward to a very bright future with the solid support from MICI and we wish the company more milestones to achieve and more power!

Jay Bondoc
- PIEDLAR, Non-life Insurance Consultancy and Training
Excellent, prompt and exceptional customer service. These are the words that best describes Mercantile Insurance. They do not only look after their clients and agents but their employees as well. In my 3 years here, Mercantile Insurance made me feel I am part of the family.Employees are very friendly and patient and I am very grateful to be part of this company.

Prudencio C. Allenda
- Mercantile Insurance Partner