A Top 10 Non-life Insurance Company in the Philippines
You enjoy your assets. We protect them!
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Fire and Allied Perils
Prepare for the unexpected with an insurance policy to protect you from accidents, fires, and natural disasters. -
Motor Car
Protect your car and more with Motor Car Insurance for life on the road. -
Engineering Insurance
Let us ensure your engineering insurance needs while you focus on innovation and creation. -
Miscellaneous Casualty
Protect your business comprehensively with our Miscellaneous Casualty Insurance, which covers a wide range of incidents. -
Homeowners Protection Plan
You've built your dream home, a place to make memories with family. -
Marine Cargo
Life on a ship can be unpredictable. Even if your cargo is secure, it's important to protect it from uncertainties. -
Personal Accident & Travel Insurance
Stay ready for any situation life may bring. It's always worth looking after yourself and your loved ones. -
All Kinds of Bonds
You have worked hard for the life you are living. Spending your whole life to achieve the accomplishments you once dreamed of.

Reliability Throughout the Decades
While customers can purchase insurance for their business, cars or property from several insurance companies, Mercantile is proud to be the insurer of choice of top businesses, prominent families and well-known brands. This is because since 1962, we have been standing by our promise which is to be there when the worst happens; not just to collect payments but to make our clients whole when a small accident happens or when Ondoy, Odette or the next large catastrophe hits. We stand by the insurance policies we write and that’s what makes our service not just a piece of paper, but a symbol of trust and reliability.
Justin Liu
Owner and President
Report
Paid over ₱1.2 billion in claims from Typhoon Odette in 2021

Our Youtube videos help simplify the products of non-life insurance to suit your needs.
Who We Are
We guard your assets so you won’t have to.
Here at Mercantile Insurance, we know you have worked tirelessly for the future you deserve. Now, we’d like to help you keep it safe from whatever life throws at you. After everything you have worked for, it is finally time to take a step back, relax, and leave the rest to us. Your goals are our goals and nothing is more important to us than your financial stability. You did the hard work, now let us help you keep your future bright for all the years to come.
Resources
- Video
- September 29, 2022
- Video
- December 23, 2021
- Video
- November 10, 2021
Partners
Backed by the Strongest Global Reinsurance in the World









Testimonials
The tremendous growth (now 65 partner consultants) of the Piedlar Agency Group in MICI, is greatly attributable to the unwavering and highly responsive support of the team, from the top management to down the field offices. Deserving much praise is the San Fernando branch team led by Ms. Grace Guinoo, as they handle with efficiency and care to details the various needs of our group, especially on the daily items of policy issuance, underwriting, claims processing, OR issuance and commission disbursement.
Not only are our clients very happy with the speed and quality at which claims are handled, we’ve actually had several Third Party claimants (where our assureds were at fault in the accidents) who were converted to clients, by the way their claims were satisfactorily handled by MICI. We look forward to a very bright future with the solid support from MICI and we wish the company more milestones to achieve and more power!

Jay Bondoc
- PIEDLAR, Non-life Insurance Consultancy and Training
We are excited to be a partner of Mercantile Insurance. This insurance company is very agile and quick to deliver innovative insurance products to the market. This is the primary reason why we chose Mercantile to be a partner here in the Philippines. As an Insurance Technology (Insurtech) company, Igloo Insure thrives in speed, agility, and flexibility in bringing insurance to the general public, while maintaining affordability and relevance to the needs of the Filipinos. It’s a match that will definitely bring a competitive advantage in the future of insurance.

Mario Berta
- Igloo Insure Philippines
- Country Managing Director
Dependable insurance companies are key to BDOI’s success.
Clients ultimately measure BDOI’s value by the consistency of service delivery and the reliability of claims payments. In order to achieve this, BDOI only partners with insurers like Mercantile who have strong financial backing, with sensible underwriting practices and with a track record of timely paying claims.
Mercantile has proven that they understand our customers’ needs and continues to help us dvevelop solutions and protect against our clients’ risks.

Rod L. Lim
- BDO Insurance Brokers, Inc.
- COO
Mercantile has been our insurance partner for years. The service is excellent and they settle our client’s insurance claims professionally and swiftly. We consider them our reliable and long-term partner since we both share the same core value of tradition plus innovation, which is paramount to the future growth of the Philippine insurance industry.

Erwin Reyes
- iChoose.ph
- President
Mercantile Insurance has new owners and new management as well; management with vast experiences and capabilities. Mercantile Insurance is now a noteworthy and viable player in the Philippine Insurance Market.

Salvador L. Lacson
- Lacson & Lacson Insurance Brokers, Inc.
- COO