A Top 10 Non-life Insurance Company in the Philippines
You enjoy your assets. We protect them!
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Fire and Allied Perils
Prepare for the unexpected with an insurance policy to protect you from accidents, fires, and natural disasters. -
Motor Car
Protect your car and more with Motor Car Insurance for life on the road. -
Engineering Insurance
Let us ensure your engineering insurance needs while you focus on innovation and creation. -
Miscellaneous Casualty
Protect your business comprehensively with our Miscellaneous Casualty Insurance, which covers a wide range of incidents. -
Homeowners Protection Plan
You've built your dream home, a place to make memories with family. -
Marine Cargo
Life on a ship can be unpredictable. Even if your cargo is secure, it's important to protect it from uncertainties. -
Personal Accident & Travel Insurance
Stay ready for any situation life may bring. It's always worth looking after yourself and your loved ones. -
All Kinds of Bonds
You have worked hard for the life you are living. Spending your whole life to achieve the accomplishments you once dreamed of.

Reliability Throughout the Decades
While customers can purchase insurance for their business, cars or property from several insurance companies, Mercantile is proud to be the insurer of choice of top businesses, prominent families and well-known brands. This is because since 1962, we have been standing by our promise which is to be there when the worst happens; not just to collect payments but to make our clients whole when a small accident happens or when Ondoy, Odette or the next large catastrophe hits. We stand by the insurance policies we write and that’s what makes our service not just a piece of paper, but a symbol of trust and reliability.
Justin Liu
Owner and President
Report
Paid over ₱1.2 billion in claims from Typhoon Odette in 2021

Our Youtube videos help simplify the products of non-life insurance to suit your needs.
Who We Are
We guard your assets so you won’t have to.
Here at Mercantile Insurance, we know you have worked tirelessly for the future you deserve. Now, we’d like to help you keep it safe from whatever life throws at you. After everything you have worked for, it is finally time to take a step back, relax, and leave the rest to us. Your goals are our goals and nothing is more important to us than your financial stability. You did the hard work, now let us help you keep your future bright for all the years to come.
Resources
- Video
- 09 / 29 / 2022
- Video
- 12 / 23 / 2021
- Video
- 11 / 10 / 2021
Partners
Backed by the Strongest Global Reinsurance in the World









Testimonials
We are excited to be a partner of Mercantile Insurance. This insurance company is very agile and quick to deliver innovative insurance products to the market. This is the primary reason why we chose Mercantile to be a partner here in the Philippines. As an Insurance Technology (Insurtech) company, Igloo Insure thrives in speed, agility, and flexibility in bringing insurance to the general public, while maintaining affordability and relevance to the needs of the Filipinos. It’s a match that will definitely bring a competitive advantage in the future of insurance.

Mario Berta
- Igloo Insure Philippines
- Country Managing Director
Mercantile Insurance provided me an excellent service. I would like to thank Mr. Bong Samuya for all the help he provided me. Claims department was really fast in providing my check and I would like to thank Jonna Tan… The staff are really helpful and I do promote this insurance company to my friends and relatives. The fastest insurance ever and exceeded my expectations. Excellent job Mercantile Insurance. Keep it up!

Roan Ramirez
- Client
Excellent, prompt and exceptional customer service. These are the words that best describes Mercantile Insurance. They do not only look after their clients and agents but their employees as well. In my 3 years here, Mercantile Insurance made me feel I am part of the family.Employees are very friendly and patient and I am very grateful to be part of this company.

Prudencio C. Allenda
- Mercantile Insurance Partner
Mercantile Insurance Company Inc. (MICI) has been our only insurance provider since 2009. Why? Because we know that MICI is a company we can trust and rely on, not only when it comes to settling the claims of our clients but more so in giving our agency its proper commission with no need for follow up. Precilla Insurance Corp (PIACORP) knows that MICI will always have its back, this gives us the confidence in telling our clients that they too can sleep well at night since they are fully covered.
Cheers to a great partnership, Mercantile!

Randolph Joseph T. Precilla
- Precilla Insurance Agency Corp.
- President
Mercantile and UBX share the same mission to introduce relevant products to the Philippine market and pave the way to increase insurance penetration rate in the country. The Mercantile team has continuously showcased their underwriting expertise and capabilities with their new-to-market protection products. Insurance is a relationship business and the Mercantile team is easy to work with – they are direct, transparent and practical.

Cyrus Cruz
- UBX Singapore
- Country Head, Managing Director, Insurance and Savings