Recognized among the Top 10 Non-life Insurers in the Philippines
You enjoy your assets. We protect them!
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Motor Car Insurance
Drive worry-free with Mercantile’s Motor Car Insurance.
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Travel Insurance
Your passport to worry-free adventures.
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Personal Accident Insurance
Protection that follows you everywhere.
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Property Insurance
Safeguard what you’ve worked hard for.
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Engineering Insurance
Built to protect your projects.
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Bond Insurance
Your key to compliance and credibility.
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Customs Bond Insurance
Faster clearance, stronger assurance.
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Marine Cargo Insurance
Every shipment counts.
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Miscellaneous Casualty Insurance
Protection for the unexpected.
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Bike and Biker’s Insurance
Pedal smart. Pedal safe.
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Reliability Throughout the Decades
While customers can purchase insurance for their business, cars or property from several insurance companies, Mercantile is proud to be the insurer of choice of top businesses, prominent families and well-known brands. This is because since 1962, we have been standing by our promise which is to be there when the worst happens; not just to collect payments but to make our clients whole when a small accident happens or when Ondoy, Odette or the next large catastrophe hits. We stand by the insurance policies we write and that’s what makes our service not just a piece of paper, but a symbol of trust and reliability.
Justin Liu
Owner and President
Report
Paid over ₱1.2 billion in claims from Typhoon Odette in 2021

Our Youtube videos help simplify the products of non-life insurance to suit your needs.
Who We Are
We guard your assets so you won’t have to.
Here at Mercantile Insurance, we know you have worked tirelessly for the future you deserve. Now, we’d like to help you keep it safe from whatever life throws at you. After everything you have worked for, it is finally time to take a step back, relax, and leave the rest to us. Your goals are our goals and nothing is more important to us than your financial stability. You did the hard work, now let us help you keep your future bright for all the years to come.
Resources
- Video
- 09 / 29 / 2022
- Video
- 12 / 23 / 2021
- Video
- 11 / 10 / 2021
Partners
Backed by the Strongest Global Reinsurance in the World









Testimonials
Mercantile Insurance is one of the leading and most reliable insurance companies here in the Philippines and it is truly an honor to be part of the family. They always provide excellent service in terms of protecting assets while we and clients enjoy these same assets.
The growing family of Mercantile Insurance is a testament that they always give what is best for their employees, agents and most especially, their clients; including their expertise, knowledge and vast experience in the insurance industry.

Rowena B. De Chavez
- Agent Partner
Mercantile Insurance provided me an excellent service. I would like to thank Mr. Bong Samuya for all the help he provided me. Claims department was really fast in providing my check and I would like to thank Jonna Tan… The staff are really helpful and I do promote this insurance company to my friends and relatives. The fastest insurance ever and exceeded my expectations. Excellent job Mercantile Insurance. Keep it up!

Roan Ramirez
- Client
There is nothing better than someone responding quickly during the time of your need. At Mercantile Insurance, I experience this first-hand. It gives me peace of mind wherever the road takes me.

Raul Forcados
- Agent Partner
The tremendous growth (now 65 partner consultants) of the Piedlar Agency Group in MICI, is greatly attributable to the unwavering and highly responsive support of the team, from the top management to down the field offices. Deserving much praise is the San Fernando branch team led by Ms. Grace Guinoo, as they handle with efficiency and care to details the various needs of our group, especially on the daily items of policy issuance, underwriting, claims processing, OR issuance and commission disbursement.
Not only are our clients very happy with the speed and quality at which claims are handled, we’ve actually had several Third Party claimants (where our assureds were at fault in the accidents) who were converted to clients, by the way their claims were satisfactorily handled by MICI. We look forward to a very bright future with the solid support from MICI and we wish the company more milestones to achieve and more power!

Jay Bondoc
- PIEDLAR, Non-life Insurance Consultancy and Training
Mercantile Insurance has new owners and new management as well; management with vast experiences and capabilities. Mercantile Insurance is now a noteworthy and viable player in the Philippine Insurance Market.

Salvador L. Lacson
- Lacson & Lacson Insurance Brokers, Inc.
- COO